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RRSP Loans

Borrowing money to invest in an RRSP has many advantages. Besides the immediate tax refund, you also can:

  • Increase the amount you have to invest
  • Take advantage of tax-sheltered compounding
  • Boost your investment returns
  • Achieve your long-term financial goals more quickly
  • Build a larger and more diversified retirement portfolio

An RRSP Loan may be suitable if you:

  • Want to make a contribution now but don’t have the funds available
  • Want to take advantage of your unused RRSP contribution room
  • Are now in a higher marginal tax bracket than last year

RRSP Loans come with the following features:

  • Low interest rate
  • Flexible repayment option (up to 10 years)
  • Deferred payments (up to 90 days)
  • No early repayment penalty

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I provide a broad range of financial services to individuals seeking to maximize their investment opportunities while controlling their risk and minimizing their taxes. I evaluate your current circumstances and identify your goals and objectives. I believe that clients must be given the tools and time to make the important decisions about their financial future.
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In order to ensure the highest quality service for each client, I am, at this time, only accepting new clients on a referral basis.

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